Inherited a House You Can’t Carry? Your Options at a Glance | Chad Gibson
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Free Guide · Orlando · Inherited Homes

You Inherited a House That Costs More Than Anyone Told You. Here’s Every Option You Actually Have.

The free walkthrough from the video — no pitch, just the paths laid out plainly, plus the sheet that sorts your list into Required, Recommended, and Rumored.

100% freeInstant downloadNo pressure, no judgment
Cover of the free guide: Inherited House - Options at a Glance, by Chad Gibson, Dreamtown Homes Team
Inherited House — Options at a GlanceEvery path, one page. Yours free.

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Almost everything stopping you right now is Rumored.

Everybody walks into this carrying a list of things they’re sure they have to do before it can be over. Every item on that list is doing the same job — it’s a reason you can’t take one of the other doors. That’s not a math problem. That’s a list problem. So the guide sorts your list into three buckets before you decide anything.

Required
Genuinely mandatory. Legal or contractual.
  • Shorter than anyone believes
  • Named plainly, with who to ask
Recommended
Real advice that isn’t an obligation.
  • Stepping out during a showing
  • Most repairs, most of the time
Rumored
Picked up from TV, a neighbor, or an ad. Not a rule.
  • “I have to fix it up out of pocket”
  • “I have to hold an open house”
  • “I have to stage it”
  • “I have to take the cash offer”

Why the sorting matters more than the tax bill: every Rumored item was taking an option off the table — and the fewer options you think you have, the faster you take the first one somebody hands you. Cross the fake ones off and you’re choosing instead of cornered.

What’s inside the guide

Short enough to read at the kitchen table tonight. Built to be printed and marked up.

Free · PDF
Cover of the free guide: Inherited House - Options at a Glance, by Chad Gibson, Dreamtown Homes Team

Why the bill jumped on January 1

The homestead exemption and the Save Our Homes cap belonged to the person who lived there — not to the house. Under Fla. Stat. 193.155(3)(a), homestead property is assessed at just value as of January 1 of the year following a change of ownership.

The sorting sheet

Required, Recommended, Rumored — with blank lines so you can run your own list through it and see what’s left.

The paths that are still open

List it, sell it as-is, pay-at-close repairs, or take a cash offer — what each one really costs you in money, speed, and certainty.

The two scary questions

Selling a house that still has a mortgage or a lien on it, and whether you owe tax when you sell an inherited house. Plain language, plus who to actually ask.

A “do this week” checklist

The handful of moves that protect you now — insurance, utilities, the HOA that won’t talk to you, the servicer that needs to know who you are — so you don’t make a permanent decision from inside a bad month.

Chad Gibson, Orlando real estate agent

Why I made this instead of a sales page

I’ve lived in Orlando about sixteen years, and I come from a teaching background — so my instinct is to explain your options, not to sell you one. Nobody I’ve sat with in this spot made a bad decision. They got handed a situation, and the bill came with it.

My job here is one thing: I’m not here to list your house. I’m here to help you weigh every option. I do offer cash sales, so I’m not going to tell you they’re bad — sometimes speed and certainty are worth more to you than the last dollar, and when that’s true I’ll say so. You just can’t know which door is yours until somebody shows you all of them.

What happens after you download it: the guide hits your inbox, and you get a short note from me. If you want to talk it through, there’s a link to book time — you pick it, nobody chases you.

The things people are too embarrassed to ask me

Am I going to be judged for letting it get this bad?

No. And it isn’t bad — it’s a house whose rules changed the day it became yours, and nobody sends a letter explaining that. The people I’ve worked with in this spot were blindsided by circumstances, not by their own decisions. You get the guide either way, and nobody sees your situation but me.

Are cash buyers vultures? Because that’s the impression I got.

Some of what people describe is real — lowball offers aimed at whoever needs money fastest. But a cash offer is a tool, not a verdict, and I offer them myself. The guide shows you what a cash sale actually trades away and what it buys you, so you can compare it against the other paths instead of taking it because it found you first.

Will you call and pressure me?

No. The guide comes by email, and you’ll get a few notes from me you can unsubscribe from with one click. If you ever want to talk, you book the time. I won’t ask you to list the house.

Is this legal or tax advice?

No. I’m a Realtor, not an attorney and not a CPA. Title, liens, probate, and what you owe in taxes need an actual one of those, and the guide says so and tells you when to call one. What I can give you is the real estate side: what selling looks like, what it costs, and what you’re allowed to skip.

Do I have to decide anything to get this?

No. It’s a free PDF. Read it, print it, ignore me forever. That’s a completely fine outcome.

Property tax reset: Fla. Stat. 193.155(3)(a) — homestead property “shall be assessed at just value as of January 1 of the year following a change of ownership” (flsenate.gov); the Save Our Homes assessment cap and the exemption do not carry over to an heir. Narrow statutory exceptions exist — among them a transfer to a spouse, to a permanent resident who was legally or naturally dependent on the owner, a transfer by operation of law to a surviving spouse or minor children, and a surviving joint tenant who already held the exemption. An adult child who inherits is not on that list; they may apply for their own homestead exemption going forward, but the cap restarts from the reset market value. Educational only — confirm your own situation with the county property appraiser, an attorney, and a CPA.

You didn’t choose this one. You still have more room than you think.

Get the free walkthrough of every option you actually have — no pitch, just the paths laid out plainly — plus the sheet that sorts your list into Required, Recommended, and Rumored.

Free · No obligation · No judgment · Unsubscribe anytime